TO 3.5%!  Go buy a house today!  (I think it affects houses, anyway. Not so sure.)
I'm going to wait a few days and see if the folks I have loans with offer me better consolidation interest rates ... really, anything better than 7.8% sounds great. 
See, when you have 60 - 70k in debt, and more debt on its way, and none of it is credit debt, mind you, you pay attention to interest rates.  Like a hawk.  I nearly swerved when I heard that on NPR this morning.
Also, hey Democratic presidential candidates, fighting is cute for a little while, like Hello Kitty merchandise -- and then it is so boring.  I am learning nothing about Obama's plan of hope or Clinton's views of herself as a CEO.  I am learning only that I like the way Obama argues better, and that it seems fishy when your former-president husband is campaigning for you.  Yeah, spouses do campaign for each other all the time, but not everyone's spouse is a FORMER PRESIDENT.  
And also, please watch A Daily Show streaming, like I do ... Jon, Jon, I can declare my love for you all day.  Bush would ask 'Your Majesty' nicely for lower oil prices?  Great.  While selling arms to the most unstable region globally.  
I still want nuclear disarmament for Christmas.  Even for Groundhog's Day.
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